Andrew Hoag is the CEO of Teampay, a software company that helps companies manage and control what their employees are spending. Teampay clients range from manufacturing to software and hardware firms, but most were founded in the last 15 to 20 years and are cloud native with a strong tech stack and a digital-first approach. As such, Hoag has a unique vantage point into how much startups are investing (or not investing) back into business travel.

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