We have exited the growth-at-any-cost era, so the startups that are able to extend their runway and drive profitable growth are most likely to survive. With global venture capital funding down 53%, to $76 billion, in the first quarter of 2023 according to Crunchbase, and the collapse of Silicon Valley Bank, VCs are now signaling an 18-24 month funding drought. There are, however, key steps fintech founders can take to become lean and profitable, fast.

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