Author: OurCrowd

Consider this your formal welcome to a new year, with new ways to consider investing. If you’ve been considering diversifying your investment portfolio with startup investing – read on for an overview of how to get started. Yet another diversification conversation Most financial professionals agree that asset allocation is one of the most important investment decisions, and many recommend diversification across asset classes, as opposed to just picking and purchasing stocks. Spreading your investments across asset classes reduces risk: Obviously, a portfolio comprised of only a few stocks and bonds is susceptible to a big hit should the market suffer a drop; or, even worse, a crash. Those who divide their investments — not only among different stocks and bonds, but other asset classes, such as cash, real estate, or short-term money market securities, for instance — won’t be as impacted by a downturn. Additionally, paying attention to the particular risk level of each investment, and balancing allocation appropriately, is a way to come out ahead. Depending on what your investment goals are – a child’s college fund vs. retirement...